Apply IRCTC Credit Card Online Registration (SBI Railway Card)

IRCTC Credit card : The SBI Railway Card is a unique, one-of-its-kind Credit Card that gives you the power to get FREE railway tickets and thereby, helps you get better value for your money. Especially brought to you by SBI Card and Indian Railways through IRCTC, it keeps you a step ahead with a host of other unmatched benefits.

Benefits of IRCTC Credit card :

1. Get back upto 10%* of your AC ticket fare as Railway Points
Get 10% of your base fare as Railway Points, on AC class (except 3 AC) railway tickets through your complimentary membership to Shubh Yatra – the Frequent Traveller Programme of Indian Railways

2. 0% Transaction Charge on tickets booked at
Benefit from an exclusive 1.8% transaction charge waiver on your Credit Card transactions at

3.Earn FREE tickets
Shop, dine, travel on your SBI Railway Card and earn 1 Railway Point for every Rs. 125 of retail spends

4.Rs. 10 Lac Free Personal Accident Insurance Protection
Get a complimentary personal accident insurance cover of Rs. 10 lac in the event of loss of life resulting from a train accident, while traveling on a valid ticket

5.0% Transaction Fee on your Fuel
Your card offers you a tank full of advantages. Just use your card to purchase fuel and other lubricants for amounts exceeding Rs. 400 up to Rs. 2000, each time, at designated IndianOil & IBP petrol pumps and save transaction fee

IRCTC Credit card Eligibility :

1. The Program is open to holders of IRCTC SBI Card (“SBI Card/s”) whose accounts are valid and in good standing and any other Card so determined by SBICPSL.
2. The IRCTC SBI Card must not be overdue, suspended, blocked, cancelled or terminated by SBICPSL at the time of accrual of Reward Points.
3. The Points earned by an Additional Cardholder will accrue to the account of the Primary Cardholder.

BY Using IRCTC Credit card Railway Ticket Booking:

Use your IRCTC SBI Platinum Card to book railway tickets online and get them delivered at your doorstep
Go to and follow the below steps:
Register free of cost
Log in with your user name and password
Follow instructions on the website to make your reservations
Make payments through your SBI Card at the payment gateways that accept a Visa Card
All transactions on are governed by the terms and conditions of

How to register to Apply IRCTC Credt card :

To apply for SBI Railway Card means IRCTC Credit card , visit official site : Click here.

Alternatively, you can call SBI Railway Card 24-hr Customer Helpline at 39 02 12 12 or 1800 180 1295 (if calling from MTNL/BSNL accounts)

All queries in relation to the Program may be addressed to –
The Manager – Customer Services
SBI Cards & Payment Services Private Limited
P.O.Bag 28-GPO, New Delhi – 110 001 .

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